IRAmarket Contribution Contest

Official Rules


This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with Facebook, Inc. You are providing your information to IRAmarket LLC, and not to Facebook. The information you provide will only be used in accordance with the IRAmarket LLC privacy policy which may be viewed at

SWEEPSTAKES DESCRIPTION: The IRAmarket Contribution Contest (the “Sweepstakes”) begins on Monday, February 27, 2012 at 12:01 a.m. Eastern Time (“ET”) and ends on Sunday, April 8, 2012 at 11:59:59 p.m. ET (the “Sweepstakes Period”). There will be a total of one drawing to award one (1) Grand Prize. Entry in this Sweepstakes does not constitute entry into any other promotion, contest or sweepstakes. By participating in the Sweepstakes, each entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of IRAmarket LLC, 14 E. 38th street, Floor 11, NY, NY 10016 (the “Sponsor”) and COHEN-FRIEDBERG ASSOCIATES, LLC Framingham, MA 01702 (the “Administrator”), whose decisions shall be final and legally binding in all respects.


    This Sweepstakes is open to legal U.S. residents of the continental United States and Washington D.C., who are eighteen (18) years of age or older at the time of entry. Employees, officers, and directors of Sponsor, Administrator, and each of their affiliated companies, subsidiaries, licensees, franchisees, distributors, dealers, sales representatives, their advertising and Sweepstakes agencies, and any and all other companies associated with the Sweepstakes (collectively, the “Sweepstakes Entities”), and each of their immediate family members and/or people living in the same household are not eligible to participate. All eligibility is subject to all federal, state, and local laws and regulations. All entries submitted are the property of the Sponsor.


    There are two (2) ways to enter during the Sweepstakes Period.

    (1) During the Sweepstakes Period, enter the Sweepstakes through the IRAmarket Sweepstakes application on the Facebook Platform (the “Application”). You may access the Application via the IRAmarket page on Facebook at by clicking on the link to the Sweepstakes “tab.” You can then enter the Sweepstakes through the application on the Sweepstakes tab. To access the Sweepstakes page and Application, you must "Like" the IRAmarket page on Facebook. You must then complete the entry form with all required information which will include your first and last name, telephone number, age, and email address on the entry submission page, and agree to the Official Rules.

    (2) Web Site Method of Entry: Visit the IRAmarket Web site at and click on the Sweepstakes button. You can then enter the Sweepstakes through the application located on the registration page by filling out and submitting the entry form provided. Entrant must complete the entry form with all required information on the entry submission page, agree to the Official Rules and submit the entry in order for the entry to be eligible

    Limit: One (1) entry per person (not including BONUS entries). Earn one (1) BONUS entry when you refer one (1) friend who enters the Sweepstakes.

    If someone wins who was referred, your friend who invited you will receive a matching prize (see Rule #3 for prize details). Friend must be referred at the time of entry. All referred friends must be known to you at the time of submission. Limit: Invite up to 100 friends.


    If the primary winner was referred, the referrer winner will be the one person who forwarded the contest link that resulted in the primary winner's entry. Primary winner must have clicked on the link to the contest with referrer's unique code to have primary winner's entry credited to referrer. Referrer can win only if primary winner is from the first 100 people to enter after clicking on that referrer's referral link.

    Only people with valid entries are eligible to win the referrer's prize. Entrant cannot refer themselves, and one person cannot enter more than once using different email addresses.

    Entries made by any other individual or any entity, including but not limited to commercial sweepstakes subscription notification and/or entering services, will be declared invalid and disqualified for this Sweepstakes. Tampering with the entry process or the operation of the Sweepstakes is prohibited and any entries deemed by Sponsor, in its sole discretion, to have been submitted in this manner will be void. Sponsor’s computer will be the official timekeeper for all matters related to this Sweepstakes. Entries generated by a script, macro, or other automated means will be disqualified. Entries that are incomplete, garbled, corrupted, or unintelligible for any reason, including, but not limited to, computer or network malfunction or congestion, are void and will not be accepted. In case of a dispute over the identity of an entrant, the authorized account holder of the email address used to enter will be deemed to be the entrant. “Authorized account holder” is defined as the person who is assigned to an email address by an Internet Access Provider, online service provider or other organization that is responsible for assigning email addresses for the domain associated with the submitted email address.

  3. PRIZES/ODDS: Only the prizes listed below will be awarded in this Sweepstakes. Odds of winning depend on the number of eligible entries received.

    One (1) Grand Prize: $5,000 IRA contribution (if winner is 50 years of age or older as of 4/10/12, the winner will receive a $6,000 IRA contribution.) If the winner referred a friend that entered the Sweepstakes, the referred friend shall receive a matching prize based on the guideline set forth above. You do not need to have an IRA to win. Winner does not have to contribute prize to an IRA. Winner(s) with earned income from work in excess of the prize value may contribute the prize amount to an IRA. Winner(s) age 70 1/2 or older may not contribute to a traditional IRA, and may only contribute to a Roth IRA to the extent that they have earned income from work. For IRS rules for IRAs, IRA contributions and tax treatment thereof, visit

    Winner is responsible for any and all local, state and/or federal taxes, as well as any other costs and expenses not specified herein as being awarded. Prize will be awarded only if the potential prizewinner fully complies with these Official Rules. Prize is non-assignable and non-transferable.


    A random drawing will be conducted from all eligible entries on or about Monday, April 9, 2012. Conduct of the Sweepstakes and the drawing are under the supervision of the Administrator. Potential Prize Winner will be notified in person and/or by phone and/or by email, whichever is deemed appropriate by the Administrator, using the contact information provided at the time of entry. Sponsor shall have no liability for any potential prize winning notification that is lost, intercepted or not received by any potential winner for any reason. If, despite reasonable efforts, any potential prizewinner does not respond within (3) days of the first notification attempt, or if the prize notification is returned as unclaimed or undeliverable such prizewinner will forfeit his or her prize and an alternate winner may be selected. If any potential prizewinner is found to be ineligible, or if he or she has not complied with these Official Rules or declines a prize for any reason prior to award, such potential prizewinner will be disqualified and an alternate prizewinner will be selected.

    GENERAL PRIZE RESTRICTIONS/CONDITIONS: By entering, each entrant agreeS for entrant and for entrant’s heirs, executors, and administrators (A) to release and hold harmless Sweepstakes Entities, Facebook, Inc., Twitter, Inc., and their respective affiliates, parents, owners, franchisees, officers, directors, and employees (collectively, “Released Parties”) from any liability, illness, injury, death, loss, litigation, or damage that may occur, directly or indirectly, whether caused by negligence or not, from such entrant’s participation in the Sweepstakes and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (B) that Released Parties have neither made nor are in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, with respect to any prize, including, without limitation, to such prize’s quality or fitness for a particular purpose; and (C) to be bound by these Official Rules and to waive any right to claim any ambiguity or error therein or in the Sweepstakes itself, and to be bound by all decisions of the Sponsor, which are binding and final. Failure to comply with these conditions may result in disqualification from the Sweepstakes at Sponsor’s sole discretion.

  5. PUBLICITY RELEASE: Acceptance of any prize constitutes prizewinner’s permission for the Sweepstakes Entities to use prizewinner’s name, photograph, image, likeness, voice, biographical information, statements and complete address (collectively, the "Attributes"), for advertising and/or publicity purposes worldwide and in all forms of media now known or hereafter devised, in perpetuity, without further compensation or authorization, (except where prohibited by law), and releases the Sweepstakes Entities from all claims arising out of the use of such Attributes.

  6. DISQUALIFICATION/FORCE MAJEURE: Sponsor reserves the right in its sole discretion to disqualify any individual who is found to be tampering with the entry process or the operation of the Sweepstakes, to be acting in violation of these Official Rules, or to be acting in an unsportsman-like or disruptive manner, or with the intent to disrupt or undermine the legitimate operation of the Sweepstakes, or to annoy, abuse, threaten or harass any other person, and Sponsor reserves the right to seek damages and other remedies from any such person to the fullest extent permitted by law. Sponsor reserves the right to modify, extend, suspend, or terminate the Sweepstakes if it determines, in its sole discretion, that the Sweepstakes is technically impaired or corrupted or that fraud or technical problems, failures or malfunctions or other causes beyond Sponsor’s control have destroyed or severely undermined or to any degree impaired the integrity, administration, security, proper play and/or feasibility of the Sweepstakes as contemplated herein. In the event an insufficient number of eligible entries are received and/or Sponsor is prevented from awarding prizes or continuing with the Sweepstakes as contemplated herein by any event beyond its control, including but not limited to fire, flood, natural or man-made epidemic of health of other means, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal state or local government law, order, or regulation, public health crisis, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s control (each a “Force Majeure” event or occurrence), then Sponsor shall have the right to modify, suspend, or terminate the Sweepstakes. If the Sweepstakes is terminated before the designated end date, Sponsor will (if possible) select the winner in a random drawing from all eligible, non-suspect entries received as of the date of the event giving rise to the termination. Inclusion in such drawing shall be each entrant’s sole and exclusive remedy under such circumstances. Only the type and quantity of prizes described in these Official Rules will be awarded. If, for any reason, more bona fide winners come forward seeking to claim prizes in excess of the number of each type of prize set forth in these Official Rules, the winners, or remaining winners, as the case may be, of the advertised number of prizes available in the prize category in question may be selected in a random drawing from among all persons making purportedly valid claims for such prize(s). The invalidity or unenforceability of any provision of these rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

  7. LIMITATION OF LIABILITY: Sponsor, Administrator, Facebook, Inc., and the Sweepstakes Entities are not responsible for, and entrant hereby releases Sponsor, Administrator, and the Sweepstakes Entities from any claims arising from: (i) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (ii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iii) unauthorized human intervention in any part of the entry process or the Sweepstakes; (iv) electronic or human error which may occur in the administration of the Sweepstakes or the processing of entries; (v) any injury or damage to persons or property, including but not limited to entrant's computer, hardware or software, which may be caused, directly or indirectly, in whole or in part, from entrant's participation in the Sweepstakes and (vi) use of any prize.

  8. DISPUTES: Except where prohibited, entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the state of New York, (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys' fees; and (3) unless otherwise prohibited, under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes shall be governed by, and construed in accordance with, the laws of the State of New York, without giving effect to any choice of law or conflict of law rules (whether of State of New York or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of New York.

  9. WINNERS LIST: To obtain the name of the winner, send a self-addressed stamped envelope to: IRAmarket Contribution Contest, PO Box 2274, Framingham, MA 01703-2274. All such requests must be received by 4/26/12.

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